Uncategorized

The month of April is busy for Aroha Capital. It is the month of the year when client invoices are raised and clients cut their cheques to us. With growth in our client base and the quantum of our outperformance becoming non-trivial, we have had the pleasure of discussing with many of our clients our […]

While every client is aware of the return generated in her portfolio for the financial year just ended, I would like to take some time to present on how Aroha Capital has performed on a composite portfolio basis. As explained earlier, every client has anyone of the following benchmarks – (a) the low risk State

When I receive enquiries on the viability of Portfolio Managed Services (PMS), amongst the many pointers that I put out to prospective investors is to draw attention to the concept of High Watermarking and to ensure their PMS fund manager uses it to calculate performance fee. In the home page of our website under the

In the many reviews I have received of our new web-site, one question that kept repeating itself was – what does the term dumb-bell strategy mean?. As real estate on the main page of the web site was scarce, I decided to write a piece on this and provide a link to this article for

Dear clients, my apologies for not presenting my monthly blog for 30-Nov-16. We have been swamped with work including the revamping of our website, change in office location and the move to the MFUTILITY platform for mutual fund transactions in the DIRECT mode. In the midst of all this, client acquisition has been active. There

Festive greetings to all my dear clients. Wishing those of you who celebrate Diwali, a joyous and prosperous year ahead and for the others I hope you are thoroughly enjoying the long weekend that the festival has provided us. As much as I use this blog to communicate to my clients, I also use this

SEBI in a circular dated March 18, 2016 among other things had directed that the Consolidated Account Statement being sent by Mutual Funds to investors every six months, must in a separate column disclose the total commission paid to the distributor and must simultaneously indicate the Total Expense Ratio (TER) of the Regular and Direct plans of

In his book the Aspirational Investor, Ashvin B. Chhabra provides insightful analysis on investing. The book is a great read and provides some thought-provoking ideas about making smarter investment choices that are aligned with our life’s financial goals. More specifically, the Aspirational Investor has a chapter on How Do People Become (Very) Wealthy? – which is a fantastic journey

Since time immemorial the medical sciences have been hounded by the concept of iatrogenesis. ‘Iatros’ meaning ‘healer’ and ‘genesis’ meaning ‘from’ in Greek – literally translating into ‘from the healer‘ or ‘caused by the healer‘. A quick reference check into Wikipedia shows that iatrogenesis refers to the unintended downside consequences of unnecessary medical intermediation. Medical history

A hilarious video hosted by John Oliver in his talk show Last Week Tonight was brought to my attention this month. In this video, Mr. Oliver delivers a supremely funny take on retirement planning and the pitfalls that investors face when choosing innocuous-looking retirement plans. I could never have put it better than Mr. Oliver. I urge